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Year 9 · Humanities and Social Sciences · Knowledge and understanding

AC9HE9K05

how individuals and businesses manage consumer and financial risks and rewards

The content description above is Australian Curriculum, Assessment and Reporting Authority (ACARA)’s own wording, reproduced unmodified from the Australian Curriculum v9.0, read in August 2026, and licensed CC BY 4.0.

© Australian Curriculum, Assessment and Reporting Authority (ACARA) 2010 to present, unless otherwise indicated. This material was downloaded from the Australian Curriculum website and was not modified. ACARA does not endorse this product and is not affiliated with it.

Taught alongside it

The rest of Knowledge and understanding in Year 9.

AC9HE9K01

the role of Australia’s financial sector and its effect on economic decision-making by individuals, businesses and global markets

AC9HE9K02

how economic decision-making involves the interdependence of consumers, businesses, the financial sector and government

AC9HE9K03

the reasons Australia trades with other nations, and the patterns of trade between Australia and Asia

AC9HE9K04

processes that businesses use to create and maintain competitive advantage, including the role of entrepreneurs

The same idea, year by year

Where AC9HE9K05 comes from and where it goes, for a student working below or above Year 9.

  1. Year 8AC9HE8K01how markets influence decisions about the allocation of resources to the production of goods and services, and the effect of prices on these decisions
  2. Year 8AC9HE8K02different ways that businesses adapt to opportunities in the market and respond to the changing nature of work
  3. Year 8AC9HE8K03how First Nations Australian businesses and entrepreneurs develop opportunities in the market
  4. Year 8AC9HE8K04the importance of Australia’s system of taxation and how this system affects decision-making by individuals and businesses
  5. Year 8AC9HE8K05processes that individuals and/or businesses use to plan and budget to achieve short-term and long-term financial objectives
  6. Year 10AC9HE10K01how and why the economic indicators influence economic decision-making
  7. Year 10AC9HE10K02the ways that government intervenes in the economy to improve economic performance and living standards within Australian society
  8. Year 10AC9HE10K03factors that influence major consumer and financial decisions, and the short- and long-term consequences of these decisions
  9. Year 10AC9HE10K04the importance of Australia’s superannuation system and how this system affects consumer and financial decision-making
  10. Year 10AC9HE10K05processes that businesses use to manage the workforce and improve productivity, including the role of entrepreneurs

Planning against AC9HE9K05?

Daily Work Pad reads codes like this one out of your forward plan and carries them onto your lessons and worksheets. The pilot is invite-only for now.